vasectomy reversal finance

The BMI Payment Plan Card for Vasectomy Reversal Finance


This is a credit assessed facility whereby you can pay for the cost of your surgery over however long a period of time you need. However, most people try and pay as much as they can in the 12 months as during this time there is 0% interest. Many are grateful for the opportunity of vasectomy reversal finance.

 We Now Provide 12 Months Interest Free Credit

Is there a minimum payment?

Every month, you will need to pay £25 or 5% of the outstanding balance. So for example, if you have used your card to pay for £2000 of the vasectomy reversal cost, then you would need to pay £100 for the first month. After your non-refundable deposit of £500 is made at the point of booking, you may wish to take advantage of the 12 months of interest free credit for vasectomy reversal finance. If you paid the remaining amount (£2897 minus the £500 deposit leaving £2397 to pay), then you would only have to pay 12 payments of approximately £199.75.


How is the interest calculated?

Many people want to take advantage of the our vasectomy reversal finance as they can spread the cost without additional costs. After the first 12 months of 0% interest, you will then have a low rate of 0.79% of interest applied every month. This works out at 9.9% APR a year. So, as an example, for every £100 this equals 79p.

Do I have to be having surgery to apply?

No, anyone can apply for the card and pay for anyone else’s surgery. So in reality this means that a relative or your partner could apply for the card to pay for the vasectomy reversal. We advise that the person with the better credit rating applies for the card to maximise your chances of being successful. Occasionally, we have people saying that they already have a card that they applied for, for different surgery and they ask if it is ok to use it again. The answer is yes, this is fine.

Is it credit assessed?

Yes it is, but it depends upon what your credit rating is as to whether you will be successful in obtaining a card. The agency that is used is Call Credit and there is a free credit checker that you can use called Noddle- click here to access. If you obtain 540 points or above, you should be accepted for a BMI Card but it may not be for the full amount. If you obtain 560 points or above, there is a very good chance that you will receive all the money for the vasectomy reversal.

N.B. After credit rating, the number one reason that people fail to obtain credit is that they apply from an address where they are not on the electoral role. If there is any doubt, please double check that you can vote (and are registered at your current address) before applying for BMI Credit.

How does the card work?

Firstly, you need to complete an application form which you can do online by clicking here (using a laptop) or  you can ask us to send you a form or you can ring us on 0115 837 0300 to request one.

Online: once completed please email directly to or 0161 216 2500

Paper: once completed, send it off to the address on the form.

PLEASE NOTE:  The form needs to be returned to:

BMI Business Services

10 Eden Place






You should hear, within a few days of sending the application form, if you have been successful. You then use the card to pay for the vasectomy reversal.

If you have any further questions, please do contact us by ringing 0115 837 0300, email or comments below

We are friendly and helpful. If you have any questions, please ring us on 0115 837 0300 during the week or 0800 559 3922 evenings and weekends. Or you can click the button to send us an email.